Bilingual · multi-currency · no bank credentials
Your money in one place, even across two countries
Log expenses in seconds, split your paycheck into envelopes and import statements. In Spanish and English, across currencies, converted at the rate of the day you spent.
14-day Pro trial — no credit card required
Who it is for
Three situations where no other app quite adds up.
You just moved countries
A new account in dollars, an old one back home and money you send to family. Praxelle adds both up into a single figure, converted correctly for each date.
You earn in one currency and live in another
You invoice in dollars and spend in pesos. See what you actually earned and export the category report when tax season comes.
You are coming from Excel or Money Manager Ex
Import your .mmb file, your CSV or your Excel template, with a preview and duplicate detection. You do not start from scratch.
What you can do today
Real product features — not roadmap promises.
Quick entry & inbox
Log income or expenses from the top bar in seconds. The inbox reminds you about subscriptions, budgets, and pending tasks.
Pockets with Sankey
Allocate paychecks to pockets, see direct and rolled-up balances, and follow money flow with the Sankey diagram.
Import statements
Paste bank movements, upload CSV, or import the Excel template. We detect columns and skip duplicates.
True multi-currency
Accounts in USD, MXN, EUR, and more. Automatic historical FX to your base currency.
Built-in Learn
7 modules with lessons, quizzes, and a certificate. Early lessons use your real numbers.
Export & privacy
Download your data as readable CSV whenever you want. Sensitive fields are encrypted on the server and the product works fully without artificial intelligence.
See the product
Dashboard, envelopes and reports in one place. Interface illustration with sample figures.
Net worth, cash flow, and alerts at a glance.
Give every dollar or peso a job.
Categories, cash flow, and FIRE progress.
Why Praxelle?
Indicative comparison with popular tools. Prices checked on 31 August 2026.
| Feature | Praxelle | YNAB | Monarch |
|---|---|---|---|
| Pro price | $6.99/mo | ~$14.99/mo | ~$14.99/mo |
| Native Spanish | Yes | Partial | English |
| Pockets + Sankey | Yes | Yes | No |
| Learn curriculum | Yes | No | No |
| FIRE + net worth | Yes | No | Partial |
| Optional AI (off) | Yes | N/A | Yes |
How it works
Three steps from chaos to clarity.
- 1
Add your accounts
Create bank, card, and cash accounts. Import a statement or log your first transaction.
- 2
Organize with pockets
Allocate income to categories and pockets. Budgets show how much is left to spend.
- 3
Keep the habit
Daily quick entry, subscription reminders, and reports when you need them.
What it does, and what it does not
We would rather you knew before signing up than after paying.
What it already does today
- Accounts in USD, EUR, GBP, JPY, CAD, AUD, CHF, MXN and BRL, converted to your base currency.
- Envelopes, a monthly budget and a Sankey diagram of where your money goes.
- Imports CSV, Excel templates and Money Manager Ex .mmb files.
- Debt snowball or avalanche, savings goals and net worth.
- Seven Learn modules using your own numbers, in Spanish and English.
- Export everything as readable CSV, on the free plan too.
What it does not do yet
- It does not connect to your bank. You import the statement; we never get your credentials.
- No feature depends on artificial intelligence: it ships switched off and is not part of this launch.
- There is no shared plan for couples or families yet.
- The paid plan is currently available in Canada and the United States only.
- It is not financial advice: the Learn content is educational.
This list changes when the product changes, not when it suits us.
Before you sign up
The questions everybody asks, answered straight.
- Is it free?
- Yes. The Free plan includes accounts, transactions, and basic Learn. Pro removes limits and unlocks advanced reports.
- Do I need to link my bank?
- No. We do not use open banking in the MVP. Import Excel/CSV, paste from spreadsheets, or enter manually.
- Which currencies are supported?
- You can use USD, EUR, GBP, JPY, CAD, AUD, CHF, MXN and BRL. Reports convert to your base currency using available historical rates. COP, ARS, CLP and PEN are not available yet.
- Does the AI read my data?
- No. Artificial intelligence ships switched off and is not part of this launch; the product works fully without it. If you ever turn it on, we tell you exactly what gets sent first.
- Can I cancel Pro?
- Yes, from the Stripe billing portal in one click. You return to Free when the period ends.
Start free, upgrade when ready
Free plan to try. Pro at $6.99/mo unlocks unlimited imports, full Learn, and advanced exports.
View plans and pricing